Building Smart Financial Habits
伏特青少年网赌最好最大平台账户旨在帮助青少年发展资金管理经验, while protecting them against common fees. 个人 finance requires practice 还有什么比使用青少年 Volt储蓄和支票账户更好的方式来养成明智的理财习惯呢. 青少年通过移动设备学习如何消费、储蓄、转账和管理账户.
我们相信金融知识,全年定期提供在线和面对面的教育课程. 有了支票和储蓄账户,你会有许多新奇而令人兴奋的经历. We are proud to stand by our Volt members, offering education and support every step of the way.
检查 Account
Develop smart financial habits with a 青少年 Volt checking account, free debit card, and no overdraft fees.
储蓄 Account
Watch your savings add up quickly by earning 3.00% APY on balances up to $1,000*.
得到 更多的 with 青少年 Volt Accounts.
教育 is everything. 除此之外,还可以让青少年免费存钱,培养强大的理财技能, we explain how Online 网赌最好最大平台 works. We walk them through how to best utilize our products and services, building smarter spending and saving financial habits.
更多的储蓄 & 收益:
- A savings account can add up quickly for members by earning 3.00% APY* on savings balances up to $1,000.
- No overdraft fees - we mean it. 伏特青少年网赌最好最大平台支票帐户的成员年龄13-18是比完全免费检查. There are no overdraft fees. 真的.
- At age 16, Volt members can apply for a Visa Rewards Card. This card will have a sensible credit limit and a low interest rate, and will let you start building up rewards points that never expire. 但为了让你的父母不担心,我们要求你在18岁之前有一个共同签名.
更多的 CONTROL:
- Send money to friends with Zelle. Pay friends through the Arbor Financial mobile app. There's no need to download any other software or third-party app, we've got it all right there for you.
- 快速结余:设置快速结余,这样你就可以在不登录的情况下看到你的账户里有什么.
- Money transfers: Easily receive funds from your parent’s account.
- ATM Access: Your Volt 青少年 网赌最好最大平台 debit card will let you use over 30,000 CO-OP ATMs anywhere, 免费, across the nation. Locate a surcharge-free ATM 今天.
更多的 EDUCATION:
Periodically, we'll put on events in schools and here at Arbor Financial, designed to explain things like:
- How to manage savings & checking accounts
- The difference between debit and credit cards
- How to set SMART money goals
- What is a credit score and why it matters
- Budgeting basics
Plus, as a member, you'll be eligible for our annual scholarship program. We are proud to award ten $2,为会员高中生提供1万美元的奖学金,帮助他们通过高等教育改善生活.
更多的 PROTECTION:
- 与 Card Control App会员可以实时决定何时、何地以及如何使用他们的借记卡.
- You can enjoy convenient features like turning your debit card on/off, receive instant transaction alerts, set card limit usage, 和更多的!
- Report your card lost or stolen within the app.
- 在卡控制应用程序中注册您的卡,并立即将您的卡添加到您的手机数字钱包.
Parents benefit, too.
Volt储蓄账户不仅教会了你的孩子财务责任, but offers a few perks for the parent or legal guardian as well:
- Easy transfers - Quickly transfer funds into your teen’s account; no more third party apps or having to shell out cash.
- Card protection -Turn the card on and off and designate usage.
- Monitor account balance -Set up quick balances to check the savings account balance without logging in.
The Volt 青少年 信用卡
At 16, Volt会员有资格获得Visa奖励信用卡,信用卡额度最高可达1美元,000 and low interest rates. Volt的会员可以建立他们的信用,并获得永不过期的奖励积分. *Note: parents are required to co-sign on the account for anyone under 18.
尽早建立信用并掌握信用卡和借记卡之间的功能差异有很多好处.
Here are some tips and tricks for beginner credit card users:
- Pay your bill before it’s due so you don’t incur interest charges.
- 用你的信用卡来应付一些小的紧急情况(如果你不能全额支付,每月按时付款).
- Don’t go too crazy. If you don’t use your credit card correctly, 你的账户可能会遇到麻烦(这不是开始你的信用基础的好方法).
- 记住,使用信用卡,你可以用你的剩余余额来贷款并偿还. With a debit card, you pay with the cash immediately in your account. Different cards fit different needs. Practice making smart financial decisions.
青少年 网赌最好最大平台 FAQs
这里有一些最常见的问题,我们得到我们的伏特青少年检查 & 储蓄 Account.
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是的,我们亲自发卡,您可以用卡提取储蓄账户中的资金. This card will not be able to be used to make purchases, just make withdrawals.
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你的孩子可以在13岁的时候开一个储蓄和支票账户,并且可以一直保留到18岁. At 18 years old, he or she will transition into Volt网赌最好最大平台.
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As a parent or legal guardian, you can make deposits, check balances, view transactions, and receive alerts about the status of the account. However, you won’t receive a debit card.
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Yes, you are required to be a co-signer on the account. Once your child turns 18, they will transition to Volt网赌最好最大平台, for ages 19-24. Alternatively, they can open a traditional savings account. These options don’t require you to be a co-signer.
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Yes, we have the Explorer’s Club 青年 Account, which is for children 12 and under.
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信用卡可以让你根据一定的信用额度借款,你必须在一段时间内偿还. If you don’t pay off your balance, you will accumulate interest each month, meaning you will wind up paying more for your purchase over time. Alternatively, when you use a debit card, it’s like using cash. The purchase is deducted from the balance of your account. Overtime, it’s good to use both a debit card and a credit card.
*Annual Percentage Yield (APY). 的速度 3.00% APY applies to balances up to $1,000 on Volt 青少年 网赌最好最大平台 储蓄 accounts. Balances above $1,000 will receive the regular savings rate. Terms and conditions subject to change without notice. Account approval may be based on factors such as a qualified parent, 青少年的年龄, and verification of income.
Zelle and the Zelle related marks are wholly owned by Early Warning 服务, LLC and are used herein under license.